Resources for Avoiding Foreclosure in San Jose

HUD-Certified Foreclosure Counselors (alphabetical order)

Affordable Housing Centers of America
395 East Taylor Street, Suite 230, San Jose, CA 95112
(408) 297-3053
AHCoA works to see that every American can find a safe, quality home they can afford to own & keep.  They provide education and counseling to assist low- and moderate-income families acquire homes…and avoid foreclosure. They are a not-for-profit, 501(c)(3) charitable organization certified by HUD.

Asian, Inc.
1167 Mission Street, San Francisco, CA 94103
(415) 292-8555
Asian, Inc. is a non-profit organization working to strengthen the infrastructure of the Asian American community…and other minority communities…within Northern California. They provide opportunities for growth, enrichment, economic success, home ownership, and financial counseling. They also provide HUD-approved mortgage foreclosure counseling.

Neighborhood Housing Services Silicon Valley (NHSSV)
1156 N. 4th Street, San Jose, CA 95112
(408) 279-2600
NHSSV is a non-profit agency that is working to improve the living environment of lower-income families in select San Jose neighborhoods…and in the larger metro area. They provide programs and services that support and promote responsible home ownership, such as:

  • HUD-approved mortgage foreclosure workshops & counseling
  • Credit counseling
  • Home buyer education & certification
  • Housing rehab
  • Real estate sales

Surepath Financial Solutions
1190 S. Bascom Avenue, San Jose, CA 95128
(408) 988-7881
SFS is a non-profit community service organization. They provide services that include:

  • HUD-approved mortgage foreclosure counseling
  • Credit counseling
  • Bankruptcy counseling
  • Housing & mortgage education

Project Sentinel
298 S. Sunnyvale Avenue, Suite 209, Sunnyvale, CA 94086
(408) 720-9888 (ext. 11)
Project Sentinel is a non-profit whose main function is to assist individuals with housing problems, such as:

  • Mortgage foreclosure
  • Discrimination
  • Repairs
  • Deposits
  • Dispute resolution

Their services include:

  • HUD-approved mortgage default counseling
  • HUD-approved first-time home buyer counseling & workshops
  • Fair Housing
  • Tenant & landlord counseling
  • Mediation of tenant-landlord & other community disputes

Legal Services in the San Jose Metro Area

Bay Area Legal Aid (Santa Clara County Office)
2 W. Santa Clara Street, 8th Floor, San Jose, CA 95113
(408) 850-7066 (legal line)
(408) 283-3750 (fax)
BALA provides free legal assistance for low-income people and help with issues related to housing, public benefits, domestic violence, and health care access. Legal help is available to low-income people who dwell in the following Bay Area counties:

  • Alameda
  • Contra Costa
  • Marin
  • Napa
  • San Francisco
  • San Mateo
  • Santa Clara

Fair Housing Law Project
152 N. 3rd Street, 3rd Floor, San Jose, CA 95112
(408) 280-2452 (general)
(408) 280-2470 (predatory lending)
FHLP is a program of the Law Foundation of Silicon Valley. Their mission is to ensure equal opportunity for all people without regard to race, color, sex, age, religion, national origin, ancestry, marital status, sexual orientation, disability, source of income, operation of home day care, medical condition, or if children are present in the home. FHLP achieves its mission via legal enforcement of Fair Housing & lending laws, as well as via educating the public.

Pro Bono Project
480 N. 1st Street, San Jose, CA 95112
(408) 998-5298
PBP provides quality, caring legal representation to clients with limited means in Santa Clara County. They train and mentor volunteer attorneys to help clients with divorce, child custody & support cases, paternity issues, and domestic violence issues. Besides family law, PBP attorneys help clients enforce employment rights, foreclosure & bankruptcy rights, advise clients about filing small claims, and making use of the Superior Court’s Self Help Center. Also, PBP helps clients avoid legal troubles…